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<%=sPageTitle%> Terms and Conditions


	These terms and conditions will apply when you access this website ("Website") and use our on-line services as may be provided from time to time ("Services").
	(a) You agree to comply with any procedures, requirements or restrictions relating to the access and use of the Services as we may post on-line from time to time. (b) You acknowledge and agree that the information, publications or documents made available to you as part of the Services: (i) are provided "as is" and "as available". We disclaim all warranties, express or implied, statutory or otherwise, including but not limited to warranties of non-infringement, merchantability, satisfactory quality, acceptable quality, fitness for a particular purpose, of being up-to-date, reliable, accurate, correct, comprehensive or complete; (ii) are for general information only; (iii) has not been tailored to your specific objectives or requirements; (iv) may have been prepared by a third party, and we are not responsible for any content therein nor have we endorsed or approved such content; (c) You acknowledge and agree that: (i) we do not owe any duty of care to you; and (ii) you should exercise your own assessment and further research and independent enquiries before making any financial decision. (d) You agree that we shall not be liable for any damages, losses, expenses or costs whatsoever (whether direct or indirect, or whether foreseeable or not) suffered or incurred by you in connection with any information provided. (e) You acknowledge and agree that we may, without notice, at any time and from time to time add to, vary, alter, suspend or remove any of the Services or part of it without giving any reason and without incurring any liability. (f) We reserve the right to change these terms and conditions at any time. Your continued access or use of our Services on this Website after changes are made constitutes your acceptance of the changes. If you consider any such changes to be unacceptable, your exclusive remedy is to stop accessing this Website or using our Services. You agree that in the event of any dispute, you will be subject to the terms and conditions current at the time the dispute first arose. (g) You agree to use this Website only for lawful purposes, and in a manner which does not infringe the rights, or restrict, or inhibit the use and enjoyment of the website by any third party. You agree not to post or transfer to this Website (nor include in any message) any material which is obscene, misleading, inaccurate, defamatory, illegal, confidential, in breach of any copyright or other intellectual property right, or damaging to data, software or the performance of our or any other parties' computer system. You agree to indemnify us in respect of any liabilities, losses, expenses, or other costs whatsoever incurred as a result of a breach of your obligation under this paragraph including, but not limited to, any claims made against us by any third parties. (h) The content of this Website and including all its information, images and services are provided "as is" and "as available". We disclaim all warranties, express or implied, statutory or otherwise, including but not limited to warranties of non-infringement, merchantability, satisfactory quality, acceptable quality and/or fitness for a particular purpose. We do not warrant that access to this Website or use of our Services will be uninterrupted, error-free, bug-free, free from malicious code or that defects will be corrected. (i) You agree that we do not warrant the security of any information transmitted by or to you using the Services and you accept the risk that unauthorised third parties may access such information. (j) To the extent permitted by law, in no event shall we be liable in connection with your access to this Website or your use of our Services, including but not limited to liability for any direct, indirect, consequential, special damage or loss. (k) You acknowledge that the ownership in any intellectual property rights (including, for the avoidance of doubt, copyright and trade marks) in this Website belongs to us or to a third party whether or not identified in a particular document or webpage viewed on this Website. Accordingly, any part of this Website (or its source HTML code) may not be used, transferred, copied or reproduced in whole or in part in any manner other than for the sole purpose of personally viewing its content. (l) You may not link this Website to any other website. Furthermore, we do not make any warranties, representations or undertakings about the content of any other website which may be referred to or accessed by hypertext link with this Website, and we take no responsibility for nor do we endorse or approve the content of such third party websites.